Things I Don't Spend Money On

Today I would like to share my "Things I Don't Need" list. The things that are on this list are there because I have realized, for me they are really not worth the money. Since the economy has been rough I have been more cautious about spending money on a whim. I work hard for my money so spending it on things that aren't really worth it, to me is a total waste. Here are the 3 things I don't spend my money on:

• Magazines  I get the magazines I like to read from my local library since magazines from the new stands tend to sell for almost $4 on average. Four bucks may not seem like a lot of money, but it surely does add up.

• Gym Membership  For me personally, gym membership is a waste of money. It doesn't cost me a penny to on a pair of sneakers and go for a walk or jog in my local park. Also, YouTube has several workouts that are completely free. My favorite is this one. 

• Bottled Water   Bottle water to me is a wasteful luxury. We have a water filter which saves us a considerable amount of money over buying bottled water. Watch this video to learn how bottled water is taking a toll on our wallets and the environment. 

Spend less, Live well

I live in one of the most expensive cities in the world. And to tell you the truth it is not that difficult to save and score some good deals. It is not a secret that cost of living in NYC is high but being a little penny-wise surely helps. And I can thank my mom and dad for being great money role models. I was raised by parents who had grown up in a third world country post a liberation war. The values they instilled in me and my siblings were those of living within our means.

For me living large on less is a matter of choice more than anything. I make my choices by thinking about what matters the most to me and why I want what I want. I believe anyone can live large on less. It may not mean the same for everyone but it surely is possible for everyone.